Free DOT Score Analysis

WHY DID MY
TRUCKING
INSURANCE
GO UP?

Your FMCSA safety score is the #1 factor insurers use to price your policy. Most owner-operators never see it — until their premium jumps. Get your free analysis in 60 seconds.

No login required · Takes 60 seconds · 100% free
🔒FMCSA Public Data
📊Instant Analysis
✅No PIN Needed

THE SCORE YOU CAN'T SEE IS
COSTING YOU MONEY

Every roadside inspection, every violation, every crash is recorded in FMCSA's Safety Measurement System. Insurance underwriters review this data before they quote your policy.

📋

Every Inspection Is Scored

Violations are weighted by severity and recency. A brake OOS violation from 18 months ago still carries weight on your premium today.

📈

Underwriters See It All

Commercial auto insurers pull your FMCSA data before every renewal. A high score means higher premiums — or worse, a non-renewal.

⏳

Violations Age Off — But Slowly

FMCSA violations stay on your record for 24 months. Without a strategy, you're paying the price for stops that happened two years ago.

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Carriers in FMCSA Database
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Avg Premium Increase for High-Score Carriers
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Violation Window That Affects Your Score
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Time to Get Your Free Analysis

HOW IT WORKS

Three steps. No login. No PIN. Just your DOT number and 60 seconds.

Step 01

Fill Out the Short Form

Enter your name, contact info, and DOT number in the form below. Takes 30 seconds.

Step 02

Download Your BASIC Report

Go to ai.fmcsa.dot.gov/SMS, search your DOT number, and click Downloads. No PIN required — it's public data.

Step 03

Get Your Free Analysis

Upload the file to our tool and instantly see your estimated ISS score, violation breakdown, and a personalized action plan.

WHAT'S IN YOUR
FREE REPORT

Estimated ISS Score — See where you fall in the Pass, Optional, or Inspect zone — the same framework insurers use.
Violation Breakdown — Every violation listed with its severity weight, time weight, and exact impact on your score.
Violation Aging Timeline — See exactly when each violation ages off your record and when your score will naturally improve.
Personalized Action Plan — A prioritized list of steps to lower your score — ranked by impact and urgency.
Crash Impact Analysis — If you have crashes on record, we explain their weight and whether they can be challenged.
Fleet Risk Rebuild Strategy — A plain-English explanation of the three-pillar approach to bringing your score down for good.
Sample DOT Score Analysis Report
Free — No Credit Card Required

GET YOUR FREE
DOT SCORE ANALYSIS

Fill out the form below and we'll take you directly to the analysis tool.

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© 2026 BreakingRisk. All rights reserved. Data sourced from FMCSA public records. This tool provides estimates only — not official FMCSA scores.

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